Home Buyer FAQ: Can you apply for TSAHC's DPA and MCC programs even if you are out of state (or just moved to Texas)?
Yes, as long as you intend to make the property you purchase with our assistance your primary residence within 60 days, you may apply for and receive our assistance.
The best way to get started with our program is to visit www.ReadytoBuyaTexasHome.com and take our eligibility quiz. Once you do that, if the result indicates you qualify (we do require a credit score of 620 or higher for our grant), the next step is to contact one of the approved lenders listed on our website. Only our approved lenders can offer our programs as they are trained as experts in helping homebuyers navigate submitting the required documents and loan application.
We do not take any applications or documents from borrowers directly but rather work behind the scenes training our approved loan officers to work with potential borrowers. Just call or email one of our approved loan officers and say you found their name on TSAHC’s website and would like to find out more about using our down payment assistance (DPA) grant and/or mortgage credit certificate (MCC) program. The loan officer will take it from there, help you get started and answer all your questions!
- Here’s the eligibility quiz:
- Here’s our approved lenders by county: