How Do I Know if Down Payment Assistance is Right for Me?

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Which Down Payment Assistance Type is Best for Me?

Common types of [...]

Lender FAQ: Are DACA recipients eligible for TSAHC's programs?

Please note: While ITIN borrowers are not eligible to use TSAHC’s DPA programs, they may be eligible for an MCC, as long as they meet all program requirements. Effective Date: All locks on or after March 4, 2021 Lakeview Loan Servicing will begin to permit borrowers classified under the DACA program in the HFA conventional channel subject to the following requirements: Fannie Mae HFA [...]

Home Buyer FAQ: Do we have to use a TSAHC approved lender to apply for the assistance?

Yes, the lender does need to be an approved, participating lender with TSAHC in order to receive our DPA and/or MCC assistance. You can find a list of approved lenders by visiting our "Find a Lender" page. Here we highlight those we trust in the following ways: Top Performing Loan Officers - those that have helped the most Texas families use our programs and are highly knowledgeable. These [...]

Home Buyer FAQ: Can you apply for TSAHC's DPA and MCC programs even if you are out of state (or just moved to Texas)?

Yes, as long as you intend to make the property you purchase with our assistance your primary residence within 60 days, you may apply for and receive our assistance. The best way to get started with our program is to visit www.ReadytoBuyaTexasHome.com and take our eligibility quiz. Once you do that, if the result indicates you qualify (we do require a credit score of 620 or higher for our [...]